Finance Your Business’s Next Step With an SBA Loan
Even small businesses need access to large amounts of capital to move forward. That is why Flex Capital offers a small business loan program to get companies the funding they need. We work with the approval of the Small Business Administration to offer quality rates for a variety of uses.
Equipment Financing
Running a business usually requires some kind of equipment. If your business uses expensive equipment, then you might be better off leasing or financing your purchase. Here is a look at the kinds of equipment we cover.
- Medical and diagnostic equipment
- Laundry and dry cleaning machinery
- Trucking equipment
- Printing and binding machinery
- Manufacturing equipment
Business Acquisitions
Before approving a business acquisition loan, there are a few things we look at, such as the cash flow of the business and how well it is managed. Within 48 hours, you could be prequalified for a 15-year amortized small business loan with up to 80% financing. There are no prepayment penalties or ballooning.
Property Financing
Owning and maintaining a physical property requires capital. With an SBA loan from Flex Capital, you will have the funds necessary for purchasing, building, renovating and refinancing your property. Here are some of the properties we can fund in this way.
- Car repair shops
- Dealerships
- Gas stations
- Hotels and motels
- Child care facilities
- Single-purpose buildings
- Veterinary practices
- Nonconforming properties
Some SBA Benefits
Qualifying businesses can receive loans up to $5 million in value with competitive rates and flexible terms. Depending on the use for your loan, you could qualify for as much as 90% financing. We offer fixed and variable rates within the 7a and 504 programs.
Find Out More Today
If you need to know more about qualifying for a small business loan, contact our office today. An experienced loan expert can answer your questions and get you started on an application. We look forward to helping your business grow.